Cincinnati

Can I Save Money with Progressive Snapshot? How does a Tracking Device Save Money on my Car Insurance?

Posted on by Lewis Smith

All drivers are not the same. So why should you be lumped in with everyone in your age group? Or zip code? At Advantage Insurance Network in Cincinnati, OH we strive towards an individual experience. Insurance companies have realized that driving habits can vary greatly from person to person, household to household, and have come up with ways to reward good driving behavior. Here are a few examples from the companies we represent:

 

Progressive – Snapshot

Progressive’s Snapshot device measures mileage, the time of day you drive and hard braking. It is NOT a GPS device.   When you are enrolled in the Snapshot program, you can follow your driving behavior online and track your discount.

The average customer savings with Progressive’s Snapshot device program is $150 per year.

Your rate will not increase with Snapshot. A discount of up to 30% is applied at a vehicle level and will stay on your policy as long as your vehicle stays on the policy. An initial discount is applied after your first 30 days with Snapshot and after one policy term, your final discount is applied.

 

Travelers – Intellidrive

Travelers Intellidrive program gives you a discount based solely on the number of miles you drive. If you drive less than 13,000 miles a year you can get up to a 30% discount.

A 10% discount is added to your first policy term just for adding Intellidrive to your Travelers auto policy.

Teen driving with Travelers Intellidrive – Travelers Intellidrive allows parents to set up guidelines for how and where a car is driven. Parents can then set text or email alerts to know when the car is being driven outside these limits. Want a text message when your teen drives over 55mph? Sign up for Travelers Intellidrive. Want an email when your teen drives outside of the 30 mile perimeter you have set up? Sign up for Travelers Intellidrive. Parents can be reassured of good driving behavior even when they are not in the car.

When you log onto your online account you can track how and where the car is driven to better understand and improve your driving habits.

 

Allstate – Drivewise

Allstate’s Drivewise device measures mileage, your driving time of day, hard braking, and speeds over 80 miles per hour.

Allstate savings start as soon as you install the Drivewise device in your car. You can earn additional savings every six months with each Allstate policy renewal. Allstate Drivewise discounts are applied per vehicle.

Allstate Drivewise data can be accessed through your smartphone.

In order to maximize your discount with Allstate’s Drivewise program, you should average driving 25-30 miles or less per day, avoid driving over 80mph, avoid late night driving and maintain a safe driving distance between your car and the car in front of you to avoid hard braking.

 

Metlife – My Journey

Metlife’s My Journey device measures mileage, the time of day your car is driven, braking, speed, acceleration and cornering.

Metlife’s My Journey device is kept in your vehicle for 24 months. You can earn a discount of up to 30%. This discount is kept on your policy for as long as the car stays on the policy.

You can create an account on Metlife’s website to monitor your My Journey device that will allow you to track driving behavior and modify any potential bad driving habits that would go against your final discount with them.

 

If you think you could benefit from any of these discounts or are interested in learning about other potential discounts you could benefit from, contact us at Advantage Insurance Network in Cincinnati, OH. Or you can visit our website at any time at www.myadvantageinsurance.com.

 

Buy Cheap Auto Insurance Policy in Cincinnati, OH

Posted on by AgentInsure

All drivers need auto insurance to protect their financial interests when operating a motor vehicle. We make it easy to shop and compare car insurance in Cincinnati, OH by simply logging onto our website, entering your information and generating a free, no obligation quote.

Keep in mind that auto insurance is not optional in Ohio. In fact, the consequences of driving without car insurance in OH are significant, ranging from a 90 day to 1-year suspension of your license. The state may even impound your vehicle after multiple offenses. At our office, we can help you find a policy that not only meets the state’s minimum property and bodily injury liability coverage requirements, but also helps pay your own medical bills and personal property repairs following a collision or other covered event.

Accidents are never planned for — they are always unexpected. Waiting until after a collision or other accident has occurred could be too late. That is not the time to find out if your insurance policy is lacking vital coverage. We encourage all drivers to know exactly what their policies cover and review them twice annually to ensure the same or better coverage cannot be found at a more affordable rate.

Shop and Compare Ohio Auto Insurance Today

Our agents simplify the insurance purchase process and help ensure you never have a lapse in coverage. Our goal is to see every Norwood area driver get the coverage they need at a price they can afford. Our helpful agents have assisted many area residents in identifying gaps in existing coverage and lowering monthly premiums. If you are currently without car insurance or have not compared rates within the last six months, don’t wait to get the coverage you need. Request your free quote today.

About Advantage Ins Network in Cincinnati, OH

Posted on by AgentInsure

Every insurance agency requires top-rated services, self-selected missions and premium insurance policies to maintain a surrounding community. We intend to deliver the best-possible features of Advantage Insurance Network in Cincinnati, OH, and we intend to offer individuals low costs with fantastic benefits.

High Dedication, and Incomparable Services

Where old-fashioned services are considered, a viable insurance agency assists its customers through time-tested and true practices. Visitors are important, and each Advantage Insurance Network services has been adequately streamlined to offer the following amenities:

  • High responsiveness
  • Experienced staff
  • Individually tailored insurance programs
  • Practical, accurate information about policies

On an Agent Level, and Into Custom Involvement

Each agent is selected to offer specified services, and every individual’s interests are maintained through complete transparency. Clients are always notified about policy changes, claim reports and billing information, so representatives and clients are on the same page, always

Where independence is considered, Advantage Insurance Networks provides quick rate checkups, coverage options and direct options. Better rates are always viable, and each option grants individuals complete flexibility when selecting their packages.

A One-Stop Shop for Insurance Needs

Many forms of Ohio insurance are provided, and each is delivered beneath one roof, with a unified staff, and to a surrounding beneficiary community. The following lines of insurance are offered, all to your benefit:

  • Auto insurance
  • Renters insurance
  • Homeowners insurance
  • Health insurance
  • Annuities insurance
  • Life insurance
  • Business insurance

No Hidden Surprises

Again, licensed agents are always on-hand, and we’re always ready to assist your every need when surveying options. Ohio is well-regulated by overarching, state-by-state, laws, and each coverage option may appear unilateral at first glance. However, several mechanics may work differently on different levels, and individuals are always urged to contact us for more information. Insurance is always available, and many options, when researched, yield wonderful amenities.

Commercial Insurance Rates in Cincinnati, OH

Posted on by AgentInsure

As the owner of a commercial property in the Cincinnati, OH area you may be wondering how to get the best commercial insurance rates. This actually depends upon several different things, but there is one thing that every commercial property owner can do that will always allow for access to the lowest possible commercial coverage prices. The best thing you can do when you want good commercial insurance rates is to compare.

There are almost countless insurance providers out there today, and they are most decidedly not all created equally. You can get nearly identical policies from multiple insurance providers today, but you might be astonished at just how much the rates on these commercial policies can really vary. This is the reason that comparison is so vital. No matter how much money you may have to devote to insurance, it just makes no sense to spend more than you really need to.

An independent insurance agency can be your best friend when you are trying to get the insurance quotes that you need to make accurate commercial policy comparisons. Independent agencies don’t work for one large insurance provider. Instead, they work for themselves and enter into partnerships with dozens of different large insurance providers, forming a working relationship with each of them so that they can secure policy quotes for their clients.

In most cases, an independent insurance agency will generate at least three different commercial policy quotes for you to compare and consider. This will allow you to make sure you’re getting the lowest rates, and will allow you to verify that your commercial coverage is comparable to that being offered by other insurance providers.

Don’t allow yourself to get stuck with high rates and poor coverage in your commercial policy. Instead, you can compare quotes on the Web through Advantage Ins Network. We will give you multiple quotes in only minutes so you can easily find the best rates and policy!