auto insurance

Why Use An Independent Insurance Agent to Get Auto Insurance?

Posted on by AgentInsure

In almost all states, auto insurance is a requirement for driving on the roads. When you get auto insurance, finding the best policy for your needs is important. Auto insurance varies from one policy to the next, and prices can vary as well.

When you shop for an auto insurance policy, it’s important to find an agent who has your best interests in mind. This is why many people turn to Advantage Insurance Network, servicing Cincinnati, OH. Our agents are loyal to our customers and can shop around with many carriers to find a policy that makes sense for them.

Independent Insurance Agents Vs. Captive Insurance Agents

An independent insurance agent works with many carriers, unlike a captive insurance agent, who only works with one carrier. Independent insurance agents are not loyal to specific carriers, which means that they can help you find a policy that fits your situation and budget.

Benefits of Independent Insurance Agents

There are many benefits to hiring an independent insurance agent, including:

  • Independent insurance agents can shop around and help their customers find a good deal on various types of insurance.
  • Independent insurance agents can help customers find policies that meet their very specific needs.
  • Your independent insurance agent can stay with you even if you switch providers.
  • Independent insurance agents often work for small agencies that can provide very personalized customer service.

Need Auto Insurance? Contact Us

The professionals at Advantage Insurance Network, servicing Cincinnati, OH, are independent insurance agents. We offer auto insurance policies from a range of carriers. If you need auto insurance, call us to find the right auto insurance policy for you. We’re here to help!

Safe Driver Programs: How They Work and What They Track

Posted on by AgentInsure

In today’s fast-paced world, safe driving is more important than ever. At Advantage Insurance Network in Cincinnati, OH, we aim to help drivers understand how safe driver programs can benefit them and what these programs typically monitor.

How Safe Driver Programs Work

Safe driver programs are designed to encourage responsible driving habits by offering potential discounts on auto insurance. These programs often use a device in your vehicle or mobile apps to track your driving behavior. This technology records various data points to understand your driving habits comprehensively.

What They Track

These programs focus on several key aspects of driving. Speed is a major factor, as excessive speeding can increase the likelihood of accidents. They also monitor hard braking and rapid acceleration, both of which can indicate aggressive driving. Additionally, the time of day you drive is recorded, with late-night driving often considered riskier. Some programs even track your distance, rewarding those driving less frequently.

Benefits of Participating

Enrolling in a safe driver program can significantly save your auto insurance premiums. By demonstrating safe driving habits, you enhance your safety and potentially qualify for discounts. It’s a win-win situation that promotes better driving for everyone on the road.

Are You Ready to Get an Estimate For a New Auto Insurance Policy? Call Us Today

At Advantage Insurance Network, serving the greater region of Cincinnati, OH, we’re here to support your journey towards safer driving. Contact us today to learn more about safe driver programs and how they can benefit you. We can also review your auto insurance policy or help you find a new one. Drive safely and save with us!

5 Ways to Save Money on Your Auto Insurance in Cincinnati, Ohio

Posted on by Lewis Smith

Advantage Insurance Network in Cincinnati, OH is an independent agency that prides itself on helping its customers get the auto insurance coverage they need at the price they deserve. Below are the top five ways you can look at today to help save money on your car insurance.

  1. Multi-policy – Bundling your auto insurance with a homeowners or renters insurance policy can save up to 20% on your premium on both policies. Having both policies with the same insurance company can also help prevent dangerous gaps in coverage.
  2. Shop in advance – Many companies offer “Advance Purchase” or “Advance Quote” discounts for new customers. Thinking about and shopping your insurance around in advance of your renewal date shows a responsibility level companies like to reward. Companies can offer discounts anywhere from 3 days to 21 days in advance of your policy start date. This discount can be up to 10%.
  3.  Consider Installing a Monitoring Device – Many companies are now offering a discount for installing a monitoring device in your car. Most track mileage, time of driving and hard braking. Think you’re a good driver? This is the easiest way to get the discount you think you deserve.   This discount can be up to 30%.
  4. Ask if your company offers an e-policy or paperless discount – If you are reading this blog, chances are you have an email address you check regularly. Many companies now offer discounts for customers choosing to receive policy documents via email instead of through the USPS. Typically this discount is 5%.
  5. Buy your policy from an Independent Agent who can shop your insurance for you – Nobody wants to spend hours on the phone, repeating the same information over and over to get quotes from different companies. Advantage Insurance Network represents over a dozen companies. Just call us or visit our website (www.myadvantageinsurance.com) and give your information one time. That’s all it takes to get multiple quotes from top rated companies.

If you think you could benefit from any of these discounts, give Advantage Insurance Network a call. We can help you review your auto insurance policy to make sure you are not leaving any potential discounts on the table.