You should have a dwelling fire insurance policy if you have a home. These policies are designed to protect you in the event of a loss to your home, and understanding why you need one and what all they cover matters. If you’re in the Cincinnati, OH, area and have questions about this kind of insurance coverage, Advantage Insurance Network is here to help. Here are four of the most important things to know about protecting your home.

1. This Policy Covers More Than Just Fire

Even though it’s called a fire policy, it’s homeowner’s insurance and protects your home from several issues. Your agent can help you determine whether you have enough coverage or whether you need any riders added to the policy for exceptional circumstances.

2. You Want to Update Your Policy as Needed

Updating your policy is important. You should review it at least once per year and anytime you have a big life event that affects your home or family. That helps ensure that you always have the right coverage for your needs.

3. Having Insurance May be a Requirement

If you have a mortgage holder on your home, they’re likely to require you to have this kind of insurance policy to protect the investment they made in your asset. You may need to escrow your insurance for proof.

4. Working With an Agent Makes the Process Easier

When you contact us at Advantage Insurance Network, we can help you get the dwelling fire insurance policy you need. If you’re in the Cincinnati, OH, area and looking for this kind of insurance, contact us today. Our agents are here to help you find the right policy for your home.