Obtain coverage for the possessions stored within your condo. Review the following categories and make a list of the items you would like to add to your current condo insurance policy.
Protection for Furnishings
Furnishings can become damaged, vandalized, or stolen. Items that will be difficult to replace should be added to your condo insurance policy. Prepare a list that includes the type of furniture that you own. Include details about the current value of each furnishing. Consider which items are more likely to become damaged or stolen. Your condo insurance policy should adequately cover family heirlooms or expensive furnishings.
Insurance for Valuables
Assess the jewelry and other valuables you own. Collector’s items should be considered a priority when preparing the updates to your condo insurance policy. If you are unaware of the current value of any items, seek a professional appraisal. The appraisal results will guide you in selecting enough coverage for your belongings.
Coverage for Clothing and Storage
Consider the clothing in your everyday wardrobe. If any of the garments are large investments, take note of them. In addition, examine the manner in which you store clothing. The placement of a closet or another storage aid could affect the amount of protection that the garments are provided with.
Protection for Appliances
Research insurance protection for the appliances you own. Consider the use value of each appliance in your condo. Plan on insuring all the appliances you rely upon on a regular basis.
Professional Assessment
Your preliminary findings may encourage you to speak with one of our Advantage Insurance Network agents. Contact one of our agents and request to schedule a consultation. An agent who serves Cincinnati, OH, will prepare your modified condo insurance policy.