Condo insurance protects the possessions you store within your condo. Learn how this type of policy works. Then, contact one of our agents who represent Advantage Insurance Network in Cincinnati, OH for assistance with purchasing a policy.

Primary Coverage

The owner of the property that you live on is responsible for maintaining primary coverage. This type of insurance protects residents’ outdoor property and common areas. The primary insurance does not cover personal possessions that a condo owner is responsible for.

Personal Coverage

Personal condo insurance protects against theft and vandalism. It also provides protection against damage that occurs from a natural disaster. The amount of personal coverage you pursue should depend on the value of your belongings. The location of your condo may influence how much personal coverage you seek.

Loss Of Use

Your condo insurance policy may provide coverage that will pay for expenses associated with hotel stays. If your condo becomes uninhabitable, the loss of use will require you to make other living arrangements. Any costs that are incurred may be covered during this time.

Deductible Requirements

Before you purchase an insurance policy, you will need to learn about the deductible requirements for the policy. The deductible is the amount of money you must pay before an insurance claim is approved. This amount may vary based on the exact policy type being purchased.

Reach out to our office!

If you recently purchased a condo, contact one of our agents who serve Cincinnati, OH. Advantage Insurance Network offers many condo insurance products that will provide reliable coverage for your residential dwelling.