Advantage Insurance Network assists Cincinnati, OH residents through offering them multiple insurance policies. As an independent insurance agency, we are able to help our clients find coverage regardless of their situation.

Restaurant & Bar Insurance

Many Cincinnati, OH businesses recognize the risks associated with operating near the Ohio River. That’s why business owners have started to research Restaurant & Bar Insurance. The policy protects owners in the event that some of the physical property is damaged. Your restaurant equipment, as well as the food that you have in storage, is also covered in the event that they are damaged. The policy also covers owners against any possible liability situations if someone were to get hurt while visiting the place. If you are the owner of a restaurant or bar, here are some variables to consider while researching Restaurant & Bar Insurance.

Think About Your Establishment

Keep in mind that different types of establishments require unique coverage compared to others. If you own a bar or a small restaurant, you may require different coverage compared to someone who owns a tavern or full-service restaurant. The location of your restaurant or bar is also important.

Additional Coverage

Don’t forget to add Workers Comp and commercial insurance to your policy. Workers comp protects your employees and lets them know that they are valued, which boosts morale. Commercial insurance protects any extra assets to your business, such as a vehicle.

Other Factors To Weigh

Remember that your hours of operation, the number of years in business, the sales volume, and the different activities at your restaurant are factors to think about while researching different policies.

Consult With Advantage Insurance Network

We will sit down with you and help you find the coverage that aligns with your goals. Contact us today.