This blog looks at how installing a home security system can lower home insurance premiums while keeping the home owner safer. Insurance companies like Advantage Insurance Network in Cincinnati, OH favor ways of mitigating loss, a fancy way of saying preventing it. That leads them to offer discounts to those who take steps to prevent loss at their home.

You probably know that a smoke detector and fire extinguisher lower your home insurance costs. You can also lower your costs by installing a security system. Whether wired or wireless, a monitored home security system can produce a significant discount in home insurance premiums.

Add a home security system can also mean adding home automation. This also contributes to lower premiums. The installed sensors don’t just control the lights or temperature. They detect leaks of water or natural gas. This early detection adds a layer of protection by sending alerts to the homeowner’s mobile device when any home aspect veers from normal settings. This allows the homeowner to identify problems before they become claims. Leak detection sensors let them phone a plumber after remotely shutting down the water at the home.

It also adds to the home’s safety by offering safety aspects like being able to turn on the porch lights before you enter the driveway or having them automatically turn on at a specified time. You can unlock doors remotely, as well, which reduces your family’s vulnerability time.

If you live in a gated community, adding the security system saves you even more. The gate access adds an extra barrier of protection.

Join your neighborhood homeowners’ association (HOA). Its neighborhood watch adds to the security aspect of your home.

Call or come by Advantage Insurance Network in Cincinnati, OH to learn more home improvements that can save you money. We can help you have a safer and more affordable home.