There are some advantages that come with buying coverage from a specialty provider. It may or may not be necessary to buy from a specialty insurance company, depending on a number of factors. Many bike owners are more than happy covering their motorcycle with the same provider that insures their car. Others may prefer a seller that exclusively sells motorcycle insurance. Here are some factors to consider:

Some General Providers Charge More For Motorcycle Insurance

The risks that come with owning a bike may lead to higher rates with many insurance providers. Specialty providers often boast lower rates in order to attract business. This doesn’t mean that a more general provider like Advantage Insurance Network will wind up costing you more, or that any given specialty provider will cost you less, only that this is sometimes the case.

A Motorcycle Specialty Insurer Will Only Cover Your Motorcycle

Obviously, you aren’t going to get your motorcycle covered under an umbrella policy with your home and your car if you’re going with a specialty provider. This means that, even if it technically costs less to insure your bike, it could wind up costing you more overall in the discounts you could be missing out on.

Comparing Quotes Is Your Best Bet

Because there are so many variables in what will determine your rates and the kind of coverage you can get, a specialty provider might not always be your best bet, no matter how highly recommended they may be. The discounts and products available from a general insurance provider might wind up adding up to a much better deal than you’ll get from a specialty provider.

In short, keep specialty insurance providers in mind during your search, but don’t write general providers off.