Just like you never forget about your safety gear and motorcycle maintenance, you should never ride your bike without motorcycle insurance. This coverage could save the day when you least expect it. 

Are you having second thoughts about motorcycle insurance? Here are the advantages you accrue when buying motorcycle insurance from Advantage Insurance Network in Cincinnati, OH.

Liability coverage

If you are accused of property damage or bodily injury to other people, motorcycle insurance helps you pay for the liability claims. While most states have minimum liability coverages you should purchase, you should go for higher limits to increase your coverage. 

Medical payments

Unlike vehicles with a protective body, even a minor accident on a bike can result in severe injuries for you and your passenger. Thankfully, if you have Personal Injury Protection (PIP) coverage, it covers the resulting medical expenses, lessening your financial burden. Better yet, PIP coverage may cover partial loss of income and funeral expenses.

Asset protection

While liability coverages cover losses you sustain to other people, comprehensive and collision coverages cover your bike. In the event of an accident or when perils like fire, theft, and vandalism occur, motorcycle insurance covers replacement or repair bills of your bike. 

It’s the law

Ohio requires all riders to carry motorcycle insurance whenever riding on public roads. Failure to comply with motorcycle insurance exposes you to fines and penalties, including license suspension. Besides, if you are uninsured, you will have to pay out-of-pocket expenses for the damages you cause. 

Buy motorcycle insurance today

If you are about to purchase a bike, it comes with many benefits. From cheaper gas, ease of commuting to limitless fun on the highways, there are a million reasons to buy a motorbike. However, amidst the fun, you should never forget about motorcycle insurance.

Are you shopping or renewing motorcycle insurance in Cincinnati, OH? Don’t hesitate to get in touch with Advantage Insurance Network for a personalized quote.