Preparing for the event of a flood is important, and having good flood insurance is one of the best steps you can take. However, there are a few other flood preparation tips you should keep in mind to keep your family safe and minimize losses.
Tip #1 – Keep Possessions Safe
Come up with a flood file that offers information on all your current possessions. Ensure this information is kept in a safe place, such as a waterproof container or a safe deposit box. Your file should include a copy of all insurance policies, copies of important documents, and an inventory of your household possessions. It’s a good idea to have photos or video, as well as a written record, of all your valuables and major household items.
Tip #2 – Ensure Your Home is Prepared
Before a flood prepare your home, and ensuring a sump pump is on hand is a great idea if you know a flood is coming. You can also prepare your home by raising any electrical components at least a foot above the projected flood elevation for your home. Clear out any debris from downspouts and gutters and anchor fuel tanks. Important documents, valuables, and furniture should be moved to a safe place when you’re preparing for a flood.
Tip #3 – Have a Family Emergency Plan in Place
Make sure your family has a family emergency plan in place. Make sure you have a safety kit that includes first aid items, drinking water, a flashlight, a radio, blankets, and some canned food. Have emergency telephone numbers posted by your phone and ensure kids are taught how they can dial 911 if needed. Plan out and practice flood evacuation and ensure you have a plan in place to take care of pets.
Make sure you’re prepared for a flood with good flood insurance. Contact the Advantage Insurance Network serving Cincinnati, OH today to learn more about your flood insurance options.